CardSpring is a new Application Programming Interface (API) for the payment network that lets developers add new capabilities to credit and debit cards by programming the payment network to link online applications to specific payment events. The API brings the disruption of the web to the payment network, enabling developers to turn existing offline payment-linked services like paper coupons, loyalty cards, or receipts into software. Because CardSpring runs in the payment network cloud, developers can add applications to any of the billions of existing credit or debit cards without changes to the purchase experience or store infrastructure, enabling any website or retailer to create innovative new online/offline commerce applications at a fraction of the cost and complexity of existing approaches.

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